Wednesday, November 5, 2008

trying to visualize world peace....

so, the election results are in....i woke up (yes, woke up, i believe i feel asleep somewhere around 9pm) around 10:30ish to see mccain conceding to the race...while i truly wanted to cry all i could do was hope all you obama supporters knew something i did not. don't get me wrong i can see the plus side of the changes he has promised us as a nation, but i also am nervous about some of the other changes.... (jeff is so going to wave his finger at me for actually writing this)
1) i fear for the changes to health care...now, before you go off and judge me, please listen...as you know we own and operate a small plumbing company and if you know anything about health insurance coverage for SBO it is almost non-existent unless you are ready to pay a high premium. for example, our first insurance company did not cover anything unless you were hospitalized which sounded ok because i was most nervous about the day jeff fell off a latter or did something that required a trip to the emergency room. at the time we were both relatively healthy and pretty young. with such insurance availability to sbos maternity coverage is not an option, so we have paid out of our pockets for both girls....ob and hospital; except with annie i forgot to prepay so the hospital filled out some forms and we were given some government assistance, so around 14K for both babies...anyhoo.. we are okay with this, it is part of the choices we made, yes, it would be great if insurance coverage was more affordable, but would i have been able to use my really really incredible ob who did everything in his power to save us from a c-section (which would have been covered) with izzy. (she was upside down, twisted and entirely too large for my body)??? would we have been able to choose this high-risk specialist when it took over two years to get pregnant with izzy after two very emotional miscarriages??? so, as you can see, i don't want to lose my options in health care...i would rather carry around my kate spade, bought in an estate sale bag for a few more years than have to use a doctor unable to access my maternity needs.
2) i also know this....i have worked three jobs at once to start this business with jeff who worked 75hour weeks, i worked 40+ hours while putting myself through college, i have a hard time with government handouts....now listen, i do believe everyone needs a hand from time to time and i am so glad those programs are there, but i have a hard time knowing medicaid is covering the medical cost of a meth addict's children for five years or that a boob job came from the earned income credit. AGAIN, this is not everyone, but these are just a few of the examples i personally know.
3) i worry about the affect this election will have on our sbo taxes....we have worked really hard to get where we are today and last year lost a few options in a sbo bill congress would not renew (whatever being the technical terms). our business has always grown in numbers each year, but with that come additional cost. it would be nice to know if we do more than break even we will not be pushed into a higher tax bracket.
3) i am on board with government help, but where is the line drawn in a government that is too big....i like small government, local government, local choices given to the people of this country. i don't want someone in washington making decisions for me...a small person in the outskirts of fort worth, texas (are you supposed to put the comma there in a sentence). i want to know the officials we elect locally still have a say in the big decisions because what is good in uptown new jersey may not fit us down here in north texas.

i need to stop...because well, some of you may never read my blog again...or i may end up with lots of nasty comments about what an uncaring person i am.....i really do care, i just like to know i must take responsibility for my choices and my choices whether good or bad will effect my life to teach me a lesson. you should learn from the wrong ones and gain knowledge from the good ones to encourage you to always grow as a person. these choices are how we teach our children to be responsible adults one day....ones to strive to work hard and push for the american dream. i did and it was through a lot of hard times.....ask me sometime about why i could not get govt help to fund my college tuition and i will be glad to share my story.

have a great day, i am off to explore new orleans some more and watch the minutes fly by because i return to reality tomorrow.......

**side note** i have found better insurance coverage and the cost is half of what it was but we still do not have any maternity coverage. affordable insurance is out there...you just have to look really hard for it. we pay under $250 a month for our family of four.....and the girls have great coverage.

OBAMA NATION....I AM TRUSTING YOU

1 comment:

Hayley said...

Amen sista! 90% of my patients are medicaid and about 50% of them take complete advantage of the system. It makes me sick!